YUSR CAPITAL

Last updated: 12 June 2026

Terms of Use

1. Acceptance of Terms

By accessing and using the YUSR CAPITAL website (capital.yusr.ae) and our services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website or services. These terms apply to all visitors, users, applicants, and customers in the United Arab Emirates.

2. About Our Services

YUSR CAPITAL is a trade name of Yusr Tech FZ-LLC, a company licensed by the Dubai Department of Economy and Tourism (DET) under a Forfaiting Licence. We provide revenue-based financing solutions to UAE-licensed SMEs through two products: Revenue Based Financing, for e-commerce sellers trading on platforms such as Amazon and Shopify; and POS Merchant Advance, for UAE service businesses accepting card payments through a POS terminal or PSP. Both products are structured as forfaiting deals — we purchase a portion of your future platform or card receivables at an agreed discount, advance the funds to you upfront, and collect repayment over the agreed financing period. We are not a bank or a licensed deposit-taking institution. All financing agreements are subject to our internal underwriting and approval process.

3. Eligibility

To apply for our services you must meet the following requirements:

  • Hold a valid UAE trade licence.
  • Have been trading for at least 6 months with consistent revenue.
  • Be an authorised signatory of the business with a valid Emirates ID.
  • For Revenue Based Financing: operate an active Amazon UAE or Shopify store with monthly revenue between AED 10,000 and AED 1,500,000.
  • For POS Merchant Advance: accept card payments through a UAE POS terminal or PSP.
  • Provide all required documentation as outlined in the application process.

4. Application Process

Submitting an application does not guarantee approval. All applications are subject to our risk team’s review and approval process. We reserve the right to decline any application without providing a reason. A decision is typically communicated within 48 business hours of receiving a complete application with all required documents.

5. Financing Terms

Financing amounts at launch are available up to AED 1,500,000, scaling with merchant performance over time. The discount rate, fee schedule, and financing period for each deal are agreed in your individual financing agreement before signing. Repayment terms — either as a percentage of weekly platform or card sales, or as fixed monthly / weekly repayments over the financing period — will be specified in your agreement. Indicative figures shown on our website are for illustrative purposes only and may vary based on individual approval.

6. Documents & Security at Signing

On approval, you will be required to:

  • Sign the main financing agreement.
  • Provide a personal pledge from the ultimate beneficial owner.
  • Provide security cheques covering the deal amount and, where applicable, per-repayment cheques matching the scheduled repayments.
  • Set up a direct debit on the business bank account.

Disbursement is typically completed on the next business day after signing.

7. Connections to Third-Party Platforms

For Revenue Based Financing, you may be required to connect your Amazon or Shopify account so that we can read sales and account-health data for underwriting and ongoing monitoring. For POS Merchant Advance, you may optionally connect your ERP or accounting system, or alternatively provide recent statements. By connecting any third-party platform, you grant YUSR CAPITAL read access to the data required for underwriting and monitoring. You may revoke this access at any time through the relevant platform’s authorisation settings, subject to the terms of your financing agreement.

8. Repayment, Late Payment & Default

All repayments are collected automatically via direct debit and, where applicable, the security cheques presented in line with your financing agreement. Late payments may result in penalties, additional charges, and acceleration of the outstanding balance, as set out in your agreement. We will engage with you in good faith to resolve any temporary repayment difficulties before formal recovery action.

9. Intellectual Property

All content on the YUSR CAPITAL website, including text, graphics, logos, images, and software, is the property of Yusr Tech FZ-LLC and is protected by UAE intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

10. Limitation of Liability

YUSR CAPITAL shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability under any financing agreement shall not exceed the amount you have paid to us under that specific agreement. The information on our website, including any indicative financing amounts, rates, or terms, is for illustrative purposes only and may vary based on individual approval and final agreement.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this page. Continued use of our website and services after changes constitutes acceptance of the updated terms.

13. Contact Us

If you have questions about these Terms of Use, please contact us: