SME financing · United Arab Emirates

Financing built for UAE business.

From Amazon sellers to clinics, AC repair to pharmacies — fast, flexible working capital against your future revenue. No collateral, decision in 48 hours.

Backed by Yusr GroupPowered by Deem FinanceUAE-licensed

AED 500kmaximum funding
48 hoursto an offer
0collateral required

Products

Two ways to fund your growth

Revenue Based Financing

Working capital for Amazon and Shopify sellers in the UAE.

  • Up to AED 500k
  • Funded in 48 hours
  • Repay as a % of weekly sales
Learn more

POS Merchant Advance

A merchant cash advance for UAE service businesses taking card payments.

  • Up to AED 500k
  • Funded in 48 hours
  • Fixed monthly or weekly repayments over the financing period.
Learn more

How it works

Three steps to funding

  1. 01

    Apply in 2 minutes

    Fill the short form on the website — no documents needed upfront.

  2. 02

    Get an offer within 48 hours

    Share basic documents and optionally connect your platform or accounting system; our risk team scores you within 48 hours.

  3. 03

    Get funded and grow

    Get funds on the next business day, repay automatically over the financing period.

Why Yusr

Funding that moves at your speed

No collateral

No collateral, no fixed monthly instalments.

Repayment scales with revenue

Repayment scales with revenue. The higher your revenue, the higher the financing amount.

Transparent pricing

One fixed fee, agreed upfront. No hidden charges.

UAE-licensed

Backed by Yusr Group and Deem Finance.

Trusted by top UAE brands

Deem Finance Network International Al Rostamani Group Tipz OneRoad Group VLCC Clinic Legend Auto Services Batt Mobile Gargash Watermelon

Who we serve

UAE-licensed SMEs trading for at least 6 months.

E-commerce sellers (Amazon / Shopify)

See Revenue Based Financing

Service businesses (clinics, pharmacies, AC repair, auto services, vets, diagnostic labs, and more)

See POS Merchant Advance
UAE merchants: a pharmacist with a POS terminal, an e-commerce seller packing parcels, an AC technician

Apply

Not sure which product fits?

Leave your details — our team will call you, understand your business, and recommend the right product. No obligation, no paperwork upfront.

Tell us about your business

We reply within one business day.

Speeds up your application — digits only.

By applying you agree to be contacted by our team. No impact on your credit score.

FAQ

Questions, answered plainly

What does YUSR CAPITAL do?

We fund UAE SMEs against their future revenue. You receive cash upfront and repay automatically as a small share of your sales — no collateral, no fixed monthly instalments.

Which product is right for me?

If you sell on Amazon or Shopify, choose Revenue Based Financing. If your customers pay by card through a POS terminal — clinics, pharmacies, auto services and other service businesses — choose POS Merchant Advance. Not sure? Submit the form and our team will help you pick on a short call.

How long does it take to get funded?

You get an offer within 48 hours of sharing your documents, and funds are released right after signing.

Is it a loan?

No. We purchase a portion of your future receivables at a fixed, agreed price. There is no interest and no fixed monthly instalment — repayment follows your revenue.

How is this different from a business loan in the UAE?

We're a faster, flexible alternative to a traditional UAE business loan or bank loan. There's no collateral, no fixed interest rate and no rigid monthly instalment — you repay as a share of your revenue, and you get an offer within 48 hours instead of weeks.

Do you offer working capital for SMEs?

Yes. Both products give UAE SMEs fast working capital — funding for stock, marketing, payroll or growth — released against your future sales rather than against fixed assets.

Is Yusr UAE-licensed?

Yes. Yusr Tech is licensed in the UAE and backed by Yusr Group and Deem Finance.